IT services for
Fintech & BFSI
Lending, payments and wealth platforms where reconciliation, audit and regulatory reporting are first-class features rather than end-of-quarter scrambles.
What makes this sector different
In financial services, the money movement is usually the easy part. The difficulty is proving afterwards exactly what happened, in what order, and under whose authority. Archanix builds financial platforms with ledgering, reconciliation and immutable audit designed in from the first sprint.
What usually goes wrong
Recognising two or more of these is normally the point at which a company calls us.
Reconciliation gaps
Gateway settlements, bank statements and internal ledgers that never quite agree, absorbing days of manual effort each month.
KYC and onboarding friction
Verification journeys that drop a large share of genuine applicants while still letting weak cases through.
Regulatory change
Reporting requirements that shift faster than annual release cycles can accommodate.
Fraud and abuse
Attack patterns that evolve continuously, against systems that were rule-hardcoded once and never revisited.
What we do about it
Double-entry ledgering
An append-only ledger as the source of truth, with automated reconciliation and exception queues rather than spreadsheets.
Onboarding that converts
Step-by-step KYC with progressive disclosure, document capture that works on low-end Android devices, and drop-off analytics on every field.
Configurable reporting
Report definitions as configuration rather than code, so a regulatory change is an afternoon rather than a release.
Risk and monitoring
Anomaly detection on transaction patterns with a human review queue and full decision logging.
Standards that shape delivery here
We design around these from the first sprint rather than retrofitting them before an audit. Formal certification is issued by an accredited body — our part is making sure the system and the evidence are ready for it.
- RBI guidelines
- PCI DSS aware design
- DPDP Act 2023
- ISO 27001
- SOC 2 readiness
Where fintech & bfsi projects usually start
These are the capabilities this sector draws on most. Engagements frequently combine two or three.
Working in fintech & bfsi?
Let's compare notes.
Bring the problem as it actually presents itself. We will tell you whether it is a technology problem, a process problem, or neither.